Personal Lines
What is Personal Lines Insurance?
Personal insurance is designed to protect you and your family from financial loss due to unexpected events like accidents, natural disasters, theft, or liability claims. It covers things like your home, vehicles, personal belongings, and even legal responsibility if someone gets injured on your property or if you cause damage to someone else’s property. At its core, personal insurance offers peace of mind—so that when the unexpected happens, you won’t be left facing the full cost alone.
Auto Insurance
Personal Auto
Auto insurance is more than just a legal requirement—it’s a safety net that protects you, your vehicle, and others on the road when the unexpected happens. From daily commutes and errands to family road trips, the right policy provides peace of mind every time you drive by covering accidents, weather damage, theft, and more. Beyond rules and regulations, auto insurance is about reliable support when life throws a curveball, and it can be tailored to fit your needs—whether you’re behind the wheel of a new SUV, a dependable sedan, or a family minivan. With coverage in place, you can drive confidently, knowing you, your loved ones, and your journey are protected from life’s bumps in the road.
Motorcycle
Motorcycle insurance is more than a legal requirement—it’s your rider-focused shield for freedom, protection, and peace of mind. Whether you’re cruising country roads, carving corners, or touring scenic routes, the right coverage protects you, your bike, and your finances from accidents, weather, theft, or unexpected mishaps. Ride with confidence knowing every journey is covered.
ATV
ATV insurance provides financial protection for your all-terrain vehicle in case of accidents, theft, damage, or liability. Just like car insurance, it can cover things like collision damage, injuries, and even damage you cause to someone else’s property while riding. Depending on your policy, it can also protect against uninsured riders, trailer damage, and custom parts.
Many people assume their homeowner’s policy automatically covers ATVs—but in most cases, it doesn’t once you take it off your property or onto public trails. That’s why dedicated ATV insurance is so important.
RV
RV insurance goes beyond standard auto coverage to protect both your vehicle and your lifestyle. Whether you own a motorhome, camper van, travel trailer, or fifth wheel, it safeguards your investment, belongings, and adventures—whether for full-time living or weekend getaways. More than just protecting your RV, it ensures peace of mind so you can enjoy the open road, scenic stops, and unforgettable memories without worrying about the “what-ifs.”
Collector Car
Collector car insurance is a specialized policy designed for classic, vintage, antique, and custom vehicles that aren’t used for everyday driving but are cherished, preserved, and occasionally enjoyed. Unlike standard auto coverage, it recognizes the unique value of these cars, offering features like Agreed Value Coverage—so if your vehicle is stolen or totaled, you receive the full, predetermined amount without depreciation. Tailored for enthusiasts who store, maintain, and drive their cars sparingly to shows, parades, or weekend cruises, collector car insurance protects not only the financial investment but also the history, craftsmanship, and passion behind every classic, ensuring your legacy on wheels is safeguarded every mile of the way.
Boat/PWC
Boat insurance is your trusted companion on the water—protecting you, your vessel, and your adventures from life’s unexpected waves. Whether you own a speedboat, sailboat, yacht, or pontoon, it safeguards your investment against accidents, theft, or damage so you can focus on the freedom and fun of the open water. More than just a policy, it’s peace of mind—knowing that from busy marinas to quiet coves, every cruise, cast, and sunset is backed by reliable coverage.
Homeowners & Rental Insurance
Homeowners Insurance
Homeowners insurance is more than a policy—it’s peace of mind for the place you call home. From storms and fires to theft or accidents, it protects your house, belongings, and liability so you can recover, rebuild, and keep your home the safe haven it’s meant to be. More than fixing what’s broken, it safeguards the life and memories you’ve built inside your walls.
Renters Insurance
Renters insurance is an affordable way to protect what makes your rental feel like home—your belongings, comfort, and peace of mind. While a landlord’s policy covers the building, renters insurance safeguards your furniture, electronics, clothes, and more from theft, damage, or disaster. For less than the cost of a daily coffee, it ensures you’re covered when life takes an unexpected turn, helping you feel secure in any rental
Mobile/Manufactured Home Insurance
Manufactured home insurance is tailored to protect your home, belongings, and peace of mind, whether it’s your full-time residence or a seasonal retreat. Built differently than traditional houses, manufactured and mobile homes face unique risks like wind, fire, and theft—but the right coverage helps you recover from life’s unexpected events. More than protecting property, it safeguards the stability, comfort, and memories that make your house a home.