O'Brien Shield Insurance

O'Brien Shield InsuranceO'Brien Shield InsuranceO'Brien Shield Insurance

O'Brien Shield Insurance

O'Brien Shield InsuranceO'Brien Shield InsuranceO'Brien Shield Insurance
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    • Home
    • Personal Insurance
      • What Is Personal Lines?
      • Auto Insurance
      • Motorcycle Insurance
      • Recreational Vehicles
      • Homeowners Insurance
      • Rental Property Insurance
    • Agriculture Insurance
      • What is Ag Insurance?
      • Small Farm
      • Agribusiness
      • Livestock Mortality
    • Business Insurance
      • What Is A BOP?
      • Commercial Property
      • General Liability
    • Get Quote
    • Contact Us
    • Carriers
  • Home
  • Personal Insurance
    • What Is Personal Lines?
    • Auto Insurance
    • Motorcycle Insurance
    • Recreational Vehicles
    • Homeowners Insurance
    • Rental Property Insurance
  • Agriculture Insurance
    • What is Ag Insurance?
    • Small Farm
    • Agribusiness
    • Livestock Mortality
  • Business Insurance
    • What Is A BOP?
    • Commercial Property
    • General Liability
  • Get Quote
  • Contact Us
  • Carriers

country Estate insurance

Your Life. Your Land. Your Values.

 Let me help you choose a policy that not only protects your little piece of the American Dream—but also safeguards the vision you have for your future. Whether you’re raising horses, harvesting hay, or simply enjoying wide-open land, your property is more than just a home; it’s a lifestyle, a passion, and in many cases, a legacy. You deserve insurance that understands and embraces that.


That’s where Country Estate Insurance comes in—a policy designed specifically for people like you: independent, hardworking individuals who value the peace of country living while managing the unique responsibilities that come with owning land, livestock, or hobby-farm operations. It's more than just insurance for your home—it's comprehensive protection for your entire rural lifestyle.


Our Country Estate Insurance is tailored for:


Small-Scale Farmers and Horse Owners
Whether you keep a few horses for personal enjoyment, raise chickens or goats, or grow crops for supplemental income, your property faces risks that extend far beyond those covered by a traditional homeowners policy. This coverage helps you protect barns, stables, fencing, livestock, equipment, and more—so you can focus on your land and your animals, not the “what-ifs.”


Acreage Used for Profit or Pleasure
Maybe your acreage is a retreat where you ride, garden, or host family and friends. Or maybe you lease part of your land for grazing or hay production. Either way, we understand that landowners need flexible coverage for both personal and commercial uses—and we’re here to help you find a policy that reflects how you really use your property.


Primary Income From Another Occupation
If you have a full-time job off the property and use your land as a lifestyle investment or side business, you’re not alone. Many rural landowners don’t rely on their acreage for their main income, which means they often fall through the cracks of traditional farm or homeowners insurance. Country Estate Insurance bridges that gap, giving you the right level of protection without the cost of a full-scale farm policy.


Protection from Property and Liability Losses
Standard homeowners policies often don’t cover things like outbuildings, horse-related liability, or equipment used in farming operations. Our specialized coverage helps protect you from these exposures—whether someone is injured during a trail ride, a piece of machinery is damaged, or your barn is lost in a storm.


From your farmhouse and fencing to your livestock, tractors, or trails, every part of your rural property has value—both financially and personally. With Country Estate Insurance, you can have the protection you need, the flexibility you want, and the peace of mind that comes from knowing you’re covered, rain or shine.


Let’s build a policy that grows with your land, your goals, and your dreams—because your estate is worth protecting, today and for generations to come.

Get a Quote

Country Estate

• Expanded replacement cost option for residence

• Coverage for related structures such as barns

• Built-in mechanical equipment/utility service line

failure coverage

• Farm and personal liability

• Coverage for machinery, livestock, products,

supplies and tools

• Coverage for losses from windstorms, hail,

fire or theft

Country Estate Equine

Added liability coverage for:

• Horses in your care and control for training,

showing or boarding

• Certain off-premise horse-related activities and

participants at shows and events

• Limited professional liability

• Coverage for tack belonging to others

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